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DFS offers fixed and adjustable rate mortgages. A fixed rate mortgage offers a permanent principal and interest payment amount for the term of the loan. An adjustable rate mortgage offers an initial fixed rate of interest and principal, but it adjusts on a regular basis to reflect changes in the market interest rate.
Our lending area includes all of the five boroughs of New York, Long Island and lower Westchester.
In addition to conventional fixed rate and adjustable rate mortgages, DFS offers a variety of special mortgages for first-time homebuyers, with low down payments and flexible credit underwriting, as well as targeted mortgages for teachers, police officers and fire fighters. DFS also provides renovation loans for 1-4 family homes. Refinancing is also available.
DFS offers competitive mortgage rates and financing packages that will help you achieve your dreams. Download DFS's mortgage application then contact our Residential Lending Department at (718) 326-1113, or write us online at DIVERSIFIED65@AOL.COM for up-to-the-minute rate and underwriting information and assistance.
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